Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
msgray

8 Contributions
50 People Helped
Removing Seriously Derogatory Information Has Not Helped Score
I have been fighting to have inaccurate Tax Lien Information removed for years. Even after giving them withdrawal letters Equifax refused to remove derogatory info.

They would sometimes take the info off then put it back on or worse come back with an additional phantom Tax lien.

I finally had the liens completely deleted but the score only went down. After a 2 year fight to have them successfully removed the score only went down and today it is still 2 points lower than it was when I had 3 erroneous tax liens.

Now, in reviewing my Credit Karma score, I see that tax liens are still showing as "added" but nowhere does it show they were deleted.

Do you think the inaccurate information is why my score is so low? All liens have finally been deleted as they were never supposed to be there to begin with. They were withdrawn but the score has never recovered.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.