Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
FirstWorldProblems

0 Contributions
0 People Helped
Remove an account that wont update?
Long story short, I had a joint CC account with my parents back in high school/college so I would have an emergency fund If my car broke down or something happened and I suddenly needed to pay for something. I Joined Credit Karma in April and noticed that this account is now at 89% utilization, the highest on my account by a good amount.
I contacted my parents and had myself removed from the account as a user, so the account has stopped updating on Credit Karma, it hasn't updated since April when I noticed the issue, but the problem is that the account still appears on my account with the crazy utilization rate.

How would I go about getting this card removed completely? I'm trying to get my debt ratio way down, and recently paid off one of my cards, but this card is stopping all my work from actually showing. Its frustrating.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.