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Raising my credit score with bad history.
My current score is a 630. I had a really rough history with a car loan I got at a young age that was way too much in the 1st place. I'm coming on One year that my car has been paid off and I have two credit cards( one secured, one unsecured) with $500 balance on either one. My question is what are some things I can do to raise my credit score? My goal is a 700 by the end of the year. If more information is needed is be obliged to provide it. Thanks in advance for your help!

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