Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
david1r

1 Contribution
0 People Helped
raising credit score to 640 in 6 months.
my credit score has been sitting at 574 seems like forever. i paid off 2 out of 3 collections. i owe $100 on the last one. my car will be paid off in march 2014. i was out of work and got $1029 behind they want to exend me out to july, but i want to catch up those payments before march. I think this approach is hurting my credit score. one of the collection came off my report but brought it down from 604 to 574 again. i only have a secured credit card. had it about 9 months now with $1000 on it. how will this help my score and when will the bank offer me an unsecured one. need help want to get my score up to 640 to qualify for buying a home. Help

clif

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.