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Titoincali

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Question about hard inquiries
Last October I searched around for a car loan. All inquiries were done within a one week period. My understanding is that you get some forgiveness when the inquiries are all within a short amount of time looking for loans. But my search shows up as 6 different hard inquiries. 2 are from the same car dealership. Did I misunderstand how this would work? Is there anyway to minimize how this looks on my credit report?

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Credit Karma Team
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Hi Titoincali,

By law, your credit report must list each creditor that has reviewed your credit reoprt for the purpose of opening a new account. However, inquiries conducted during a certain time frame (typically one month of for auto loans) are score together, as a single inquiry. This reduces the impact on your score. 

Hope that clears up any confusion!

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