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My credit score is not going up. What can I do?
I only have 2 cards that I use. And I have 2 store cards that I don't use. I've been very careful to make all payments on time. I don't use them very much and never max them out. My credit score has not changed in 3 years. I need to figure out how to get it to raise. I don't have any debt except $300 on one card and I pay them $100 a month. I don't own a home, but I do own a truck which I paid off 3 years ago. I have assets, but Credit Karma doesn't show them. So what am I doing wrong? I really need my credit score to go up so I can buy a house.

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