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Debi2007

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Mortgage not appearing on credit report
My mortgage is not appearing on my credit report

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After bankruptcy, unless a mortgage is reaffirmed, your payments, your balance, etc, will not show on your credit report.  Technically, you no longer have the debt, but, there is still a lein against your home, so the payments are to satisfy the lein, not the debt.

If you re-finance, it can take 3-4 months before the mortgage company starts to report on your credit report.  This is due the practice of many companies selling their mortgages within the first few months. 

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Mortgage on credit report

​ok if that's the case,I reaffirmed my house when I filed bankruptcy,I've owned the house for 14 years and it still not on my credit report.if it was on there would it raise my scores?.....

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