Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
I've reduced my debt and added to my savings, but my Transrisk score has gone down. Why??
Since I started using Credit Karma two months ago, I've reduced my debt, zeroing one high-interest credit card out entirely, and I've reduced my credit utilization from 66% to 44%. I've added to my savings account. I haven't gotten worse on anything that's measured here, yet my Transrisk score has gotten worse. Why would this be? Is there a way to see details on why it dropped?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.