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Is there any way to raise my score of 788?
I pay off all credit cards and other bills every month, have no mortgage, no loans, have never in 40 years paid a bill late. My house and car are paid off, and I have a healthy amount in savings and investments. So WHY can't I get my score over 788? What should I do to raise it?
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Get a mortgage or a loan.  Not that it's the smart thing to do, but credit scores seem to reward you more for use, not non-use.  

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