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Palsy1949

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Is $62.11 per month for 36 mos. a decent loan repayment for $1300?
I'm in a bind and needed at least $1500. My credit score is 575 so $1300 is the most I could get at $62.11 for 36 mos or 12 mos at $134.33. Any advice?

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What's in YOUR wallet?

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Up to you really...... however if you take the 36 month loan you are paying 735.96 to borrow 1500.  But if you take the 12 month loan you are only paying 111.96 to borrow 1500.  However neither of these loans sound like a great deal.  So it  really depends on what YOU can afford.

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Up to you....

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Looks like you will be paying 935.96 in interest and fees.  So are you okay with that?  You can shop around, just be sure to ask as many questions as you can before actually applying, because too many hits to your credit report (inquiries) can push your credit even further down and cost you even more.

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