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f1001p

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if i apply for a new credit card and get approved will i still get a hard inqury on my report

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Yes, any time you apply for credit it is a hard inquiry.  However, inquiries only count for 10% of your FICO score, which is minimal.  If the credit card is going to improve your credit score over time, I think the inquiry is worth the small impact.

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In most cases you will get a hard inquiry, yes. Many creditors do the hard inquiry in order to determine if they will approve you for credit.

There is one lender that I know of that will sometimes do a soft inquiry to pre-approve you for certain store cards.

Sometimes if you apply for two cards from the same lender one right after the other (same day; second application immediately after first approval) then it will only result in one hard inquiry.

When applying for credit (or a credit limit increase) it is advisable that you expect a hard inquiry unless specifically told (preferably in writing) that it will only be a soft inquiry.

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