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Posted in Bankruptcy
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Question By
chocchoc

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I recently just filed Chapter 13 and I'm wanting to know what to do next?
Can I get a credit card again and if so when? What can I do to improve my credit while Im under Chapter 13?
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Top Contributor
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Credit card? More debt?

How about a cash life for awhile?

Your credit is ruined for several years. (Why would anyone loan you money, if you are not going to pay it back?)

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My credit got ruined from when I was young and dumb I am more mature now and understand the importance of credit and no one said that I wouldn't be saving or anything like that but I do want to rebuild my credit now so that when my children are older I will be able to help them out so dont be so easy to judge others if you dont know their struggle. 

Top Contributor
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Try Capital One or Orchard Bank for a secured credit card.  Then keep balance below 30% of limit at all times.  Good Luck.

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