Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Karma
Profile Image

Question By

1 Contribution
84 People Helped
I need to raise my credit score by 100 points.
When I was refinancing my home a few years ago, I was instructed not to close out credit card accounts because it would drop my score; well, two cards I don't use, one for a furniture store and one for a child's clothing store that is not even in my state anymore closed my accounts and my score dropped 60 points. I had a number of credit cards and could not pay the balances so instead of filing bankruptcy, I went to a credit consultant agency, negotiated the debt and paid off thousands also, I was just approved for a card with a $500 balance. I thought this would help my score. In addition, my son's educational loan I took out for him for $1,600 has been paid off. What do I have to do to raise my score 100 points?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.