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Posted in Mortgage
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1980BSue1981

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I just paid off my house mortgage this year, will that give me better credit ?
It was a house loan, that I got to help remodel my home that I own. The loan was completely paid to my bank.

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The act of making the last payment will not impact your score itself. It will continue to impact your average age of open credit lines and total accounts for years to come. Whatever payment history you have on the account will remain as well.

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