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Tizzyswife1

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How will I ever get a loan from a bank?

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Top Contributor
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There isn't enough info here

To tell you way or the other.  With out seeing a credit report or a bit more info no one can tell you what you need to do or what is effecting your credit and your chances of a loan.

Good luck

Top Contributor
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First off you go to where you bank at,  ( I hope you have some type of Savings/Checking account with a Bank or Credit Union as this will help )

Ask to see the Bank or Branch Manager and tell them you are looking to get a loan and I'm sure they will get you with someone else in the back that can look into getting a loan setup for you.

That is if your Credit is ok

you have no bad information on your credit reports

they like were your credit score is at.

and you have something of value that you own,  you know  collateral value that you would give the bank if you default on the loan. 

(kids and grandparents don't count as collateral)

Good Luck.

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