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Followingtherules

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How to dispute a negative charge on credit report
Received notice of a possible negative impact on my credit report due to loan payoff timeline. Payoff received and processed by loan serviced on last day of month due.

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Contact each of the three credit bureaus (Equifax, Experian, and Transunion) and initiate a dispute. Each bureau has a website that can walk you through their processes.

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