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Blacksand35

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How to build my credit from 618 to 765

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Building credit

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The biggest factor in building credit is time. in this endover you must be patient. Your keys to success ane making payments on time, keeping your credit card utilatizion under 20% , keeping your credit inquiries low and maybe adding an account. credit cards reporting over a 20% utilatizion rate will lower your score as will being late on a payment and having too many inquiries.

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