Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
How to best increase my credit score
Currently I have a few credit cards and loans out. I have a:
Chase freedom c.c. - maxed out at $3000
Bank of America c.c. - maxed out at $2000
Capitol one c.c - maxed out at $500
PayPal credit (I don't honk this one impacts my credit score) - maxed at $250
And an avant loan (advise to get my credit karma that I hate(interest in beginning is sooo high) that was a $3000 loan and I only have about $300 paid towards principle.
Any advice on what to do? Should I get a transfer balance card or a new credit card as well or should I just work on paying off what I have right now. Also with paying off what I have now. What is the best order of operations to pay them off? Should I disputes an even amount to each card EVERYtime I get paid or pay off one at a time such as pay the avant all first (because it's a loan) and them the credit cards? And should I then disputes an even amount to each credit card after avant is paid off or continue to pay off one at a time? Please help me with this an I am uneducated in this field and can severely use help!
Mark Morrison

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.