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jaymendoza

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how dose the hard credit inquiries fall off??

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2 years

Helpful to 2 out of 2 people

Hard Credit inquiries stay on your report for two years. But the weight these carry on your credit score is only for 12 months.  Also, when you shop for a morgage or auto loan, the credit report company's know that you are looking for the best rate and multiple inquiries for these purpose are weighted as one, so long as they have been made within a 14 day period.

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