Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

1 Contribution
0 People Helped
How do I negotiate to get old collections off my credit report?
I have tried to get a collection agency to remove items from my credit report in the past that were long paid off, some for over ten years and they say they will take care of it but never do untill I threaten to get a lawyer involved. I know I could raise my score quite a bit if I could get all this old stuff removed but don't deal well with people over the phone. Also, need to prove that a collection agency garnished me twice for the same bill.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.