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imanage717

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how can I remove Inquiries
My bankruptcy was just discharged a couple months ago, I really needed a car to get back and forth to work, so I went to 2 local dealerships and between the 2 they managed to add 23 inquiries to my credit report. Is there any way to remove some or all of them?

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you can dispute them

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if you did not take a loan you can sipute them. especially if they were all pulled on the same day.  What happens is that the dealer shops you loan around so each time they contact a different lender the lender will pull another copy of your report.

best way to avoid this is to get pre-approved for an auto loan with your own bank.  Then you are shopping same as cash since there is no need for the dealer to qualify you for a loan. Also carry a fresh copy of your credit report so that if they try to get you into a loan you have something to show them, and only if they are offering a better rate than what you have already been pre-approved for with your bank. 

good luck

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No, because they are records of credit activity.  They will be gone in two years.

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