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Posted in Student Loans
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markzzzzzzzz

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have colledge loans still listed but all have been paid off how do you get them removed

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Like any other credit account, they will remain on your credit report for 7.5 years from the date of final payment because they are part of your credit history.  Potential creditors usually go back at least 10 years to see how you have done on repayments in the past.  Why 10 years?  Just in case someone filed a bankruptcy, which is reported for 10 years.

Top Contributor
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3808 People Helped

Like any other credit account, the loans are part of your credit history and will be reported for 7.5 years from the date they are paid.  They won't be off the credit reports until then.

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