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Hard Credit Enquiries
Friends, please help me in getting clarified on the below request.

Hard enquiries are placed when a new credit card / an Auto loan is being applied. Will they get wiped off when the credit card / auto loan is approved or rejected?

While purchasing a costly electronic goods (say LED TV or high-end laptops) certain merchants provide financing options on the approval basis. Will those enquiries fall under Hard Enquiries or Soft Enquiries?


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