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Question By
OokamiSora

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0 People Helped
GECRB inquiry there was one added recently to my credit report but i dont think i applied anywhere

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ookamisora

Helpful to 2 out of 2 people

this was probably a soft inquiry which doesnt hurt you.

do some digging on the net for that name that did the inquiry and see if it doesnt lead you to the name of someone you have an account with.  Means they were just doing a periodic update to make sure nothing drastically changed on you.

also could be from one of a multitude of outfits that do soft inquiries on people to send out applications to them.

look it up...see what you find.

also pull all three free reports on annualcreditreport.com and it will tell you who checked.

If it is a hard inquiry, they are supposed to have your permission to do it.

take a little time and get yourself the answer so you know.

Reply by
OokamiSora

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i will look into it and on my credit report it does say a hard inquiry, thats why im confused on it. 

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