Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

3050 Contributions
2978 People Helped
Don't do your disputes online with the Bureaus!
Don't dispute online, you lose many valuable rights when you do so. When you dispute online, they ask you if you want an "expedited dispute resolution", which sounds really good, right? Wrong!! When you agree to the EDR you may have good results to start, accounts removed, etc., but then 30 days later they magically re-appear and you are NO LONGER ALLOWED TO DISPUTE THEM, all because you agreed to "expedited dispute resolution". You waive your right to have any dispute re-investigated, and the bureaus don't have to tell you how they did their "investigation". So you really hurt yourself by disputing online. Try to be patient and do it all in writing via snail mail, you'll be glad in the long run. Best of luck!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.