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rufus70

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Creditkarma simulator
CREDITKARMA simulator said I need to add a credit card to raise my score 20 ponits, but once the account was added my score went down 25 ponits. Do anyone have any ideas what happen here? I think it is length of credit history, but why would that not be in the simulator?

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The CK simulator does not seem to run correctly. But if you apply for a credit card and get approved, your score will normally go down first before it gets bumped up again because of the hard inquiry and the length of 0 month old of the new credit.

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