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Credit score questions
My overall credit score has gone down by 4 points. I am using less that 3% of my credit limit, but I did use 2 credit cards for minor purchases to keep the cards active. Each purchase was under 100.00. Why would my Vantage score go down? Also, I have not made a car insurance claim for many years, I can't even remember when the last one would have been, yet on this website my car insurance plummeted to poor?? Why?

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