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pm1204

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credit score for a new credit history
Hi,
I have just started building my credit history.
I created an account here to keep a track of my credit score.....after registering on the site, I got a message that said that my credit history is new & it will take some time to show my credit score.
My question here is....even if my credit history is new..as I am already paying some utility bills, so even then I won't be having any credit score?
For establishing a credit score, do we have to have a credit card?
Will really appreciate your response here.
Thanks in advance.

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