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Question By
daledeloy

8 Contributions
139 People Helped
Credit Card being "upgraded" - hard inquiry?
I have noticed some of my credit card companies have increased my limit spontaneously and now today, I got a letter informing me that one of my cards is being upgraded.

I recently just paid off three credit cards and have boosted my score a bit. However; if a company has upgraded my card, have they acquired a "hard inquiry" thus, affecting my score?

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