Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
stonesales

1 Contribution
0 People Helped
Building credit with a short sale on my record
I had to short sell a property last year. I drive a company car, so no car insurance or car note and have no credit cards. The mortgage on our home is in my husbands name. How can I build my credit?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2786 People Helped
Most Helpful Response

Helpful to 2 out of 2 people

Get yourself a credit builder loan from your credit union/bank (mostly credit unions do this) and/or a secured credit card (visit www.creditcards.org for good comparisons).  Does your husband have any good credit card accounts?  If so, he can call the card holders and ask that you be added as an "authorized user" and all the credit (with old history) will appear on your credit report.  When you are an authorized user you don't need access to the account, so if he's the fretful type assure him that you don't need to know the card number or anything (and the full account number won't show up on your report), so there's no way you can run up charges.  Visit www.credit.about.com for more info on how to build your credit.  Best of luck!

1 Contribution
0 People Helped

Great info!

Thanks so much for the very helpful response!

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.