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Question By
ROKWUD

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Apply for revolving store card, get the card, but receive a hard credit hit.
So I open a Macy's and Penny's credit card to improve my credit score by adding more accounts.

Got accepted by both and am wondering why 'the system' nails me for a hard credit inquiry.

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Top Contributor
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Hi

Everytime you apply for credit, no matter with who, no matter wheter approved or not, you will get a hard inquiry on your report.

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