Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Mortgage
Profile Image

Question By

0 Contributions
0 People Helped
affected by natural disaster
was wondering why my mortgage says[ affected by natural disaster ] on my credit report

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

All Responses

Page 1 of 1   Previous | Next
Top Contributor
11105 Contributions
1336 People Helped

Helpful to 1 out of 1 people

The purpose of the special comment is to let creditors known about an extraordinary circumstance should a customer miss or be late for a payment. Something substantial happened around your living area to cause doesn't impact your score BUT can certainly be a good thing should you be directly impacted by a natutal disaster...

Top Contributor
1232 Contributions
1627 People Helped

Did you ever file a claim for insurance? Is your home in a neighborhood that was affected by a disaster? Does your address pop up on a FEMA database somewhere as having been paid out for disaster relief? Did the person who owned the home before you suffer a natural disaster on the property?

Lots of reasons why - might want to call your mortgage servicer up and ask, since they're in the best position to answer.

Top Contributor
2386 Contributions
493 People Helped

Helpful to 0 out of 10 people

It says you are a tool. 

Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.