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Posted in Mortgage
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Bee63

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affected by natural disaster
was wondering why my mortgage says[ affected by natural disaster ] on my credit report

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The purpose of the special comment is to let creditors known about an extraordinary circumstance should a customer miss or be late for a payment. Something substantial happened around your living area to cause this....it doesn't impact your score BUT can certainly be a good thing should you be directly impacted by a natutal disaster...

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Did you ever file a claim for insurance? Is your home in a neighborhood that was affected by a disaster? Does your address pop up on a FEMA database somewhere as having been paid out for disaster relief? Did the person who owned the home before you suffer a natural disaster on the property?
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Lots of reasons why - might want to call your mortgage servicer up and ask, since they're in the best position to answer.

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It says you are a tool. 

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