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593 credit score with 3.5% to put down
Wells Fargo pulled my credit and told me I have a 593 credit score. I live in NH and have found a home to purchase for 150k and appraises at 205k buying it using no real estate agent and have the 3.5% to put down as what fha requires. I have worked at my job for 7 years and make almost 70k a year. . Why does Wells Fargo still say I need a 600 score to qualify when everywhere I read say you need a min of 580. Any answers would be much appreciated.

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