woshields

3 Contributions 130 People Helped

Member Since: February 2013

Most Helpful Contribution

Chase Sapphire Preferred® Card

Mar 15, 2018
Excellent credit card
Helpful to 78 out of 86 people

I applied for this card about a week ago with CK scores of 705 for TransUnion and 701 for Equifax.  I previously had the Chase Freedom card and a car loan that I paid off with Chase – so I have a pretty good history with Chase – and I was immediately approved for a $17,000 credit limit.  For reference, I make over $80k/year, and am fairly young (between 20-29).  Chase has been great so far, I have contacted customer service a few times and they are always extremely friendly and they were willing to ship my card to me overnight shipping through UPS when I asked them free of charge.  The card is a nice metal card that feels nice in your hand/wallet (not "cheap" feeling and not overly heavy).  It's a nice luxary card to have without an extremely high annual fee.  Very happy with this card!

Hope this information is helpful in your decision-making on whether to apply. 

Activity (3 Total Contributions)

Chase Sapphire Preferred® Card

Nov 23, 2019
Great travel card
Helpful to 31 out of 32 people

Easy application process, I applied for this card a little over a year ago and was instantly approved for $16,900 with a credit score of roughly 710.  I like that this card allows me to redeem points for 25% extra if I book through Chase's travel website; additionally, I can also transfer points between my credit cards, so I can use my Chase Freedom card to accumulate 5% cash back on various things and transfer the points to this card to redeem some great deals on flights, etc.  

I would highly recommend this credit card to redeem points for miles -- especially if you can partner it with another Chase credit card.  

Chase Sapphire Preferred® Card

Mar 15, 2018
Excellent credit card
Helpful to 78 out of 86 people

I applied for this card about a week ago with CK scores of 705 for TransUnion and 701 for Equifax.  I previously had the Chase Freedom card and a car loan that I paid off with Chase – so I have a pretty good history with Chase – and I was immediately approved for a $17,000 credit limit.  For reference, I make over $80k/year, and am fairly young (between 20-29).  Chase has been great so far, I have contacted customer service a few times and they are always extremely friendly and they were willing to ship my card to me overnight shipping through UPS when I asked them free of charge.  The card is a nice metal card that feels nice in your hand/wallet (not "cheap" feeling and not overly heavy).  It's a nice luxary card to have without an extremely high annual fee.  Very happy with this card!

Hope this information is helpful in your decision-making on whether to apply. 

Chase Sapphire Preferred® Card

Jul 15, 2018
Great card + customer service
Helpful to 21 out of 25 people

Easy application process that approved me for $17k off the bat.  I have a pretty good credit score with decent annual income, but was still pretty excited to see the approval for that high of a credit limit.  It may have helped that I had a car loan that I paid off through Chase and have had the Chase Freedom card for a little over three years and have always made my payments on time. 

Overally, this card has been wonderful.  The customer service is excellent, definitely something that I would expect out of a Visa Signature card, and the benefits that you receive with the card are great.  I have already gotten enough points that I was able to pay for a couple flights using my points.