wallacej5

2 Contributions 17 People Helped

Member Since: June 2012

Most Helpful Contribution

how long do hard inquiries stay on your report

Oct 31, 2013
Helpful to 17 out of 32 people

Credit Karma is a TransUnion company. The loan company may have pulled a different bureau. 

Activity (2 Total Contributions)

how long do hard inquiries stay on your report

Oct 31, 2013
Helpful to 17 out of 32 people

Credit Karma is a TransUnion company. The loan company may have pulled a different bureau. 

Hard Inquiries and Soft Inquiries

Oct 21, 2013
Helpful to 0 out of 1 people

A signed credit application at a car dealership give the dealer permission to do what they want with the information you signed. Also, 50% is not a magic number. It's just a percentage. Honestly, lenders would like to see less then a 35% utilization of credit cars. It's called "pay availability." The moe pay availability you have, the better your score. If you have use 45% of your credit limit, it effect  your credit almost as much as using 50% of your limit.