traleylynn

6 Contributions 42 People Helped

Member Since: December 2012

Most Helpful Contribution

The Plenti® Credit Card from Amex

Apr 07, 2016
Lies
Helpful to 12 out of 15 people

CreditKarma said I had very good odds of getting this card. I applied and was denied. I have a few medical bills on my credit report. AMEX will NOT approve you, if you have anything bad on your credit report. I have tried for  this card and a few other cards. It's a waste of time. Don't do it if you have had past blemishes on your credit report. When you call to talk to someone about a recon, it's all people from overseas. I never get someone who speaks english. 

Activity (6 Total Contributions)

Barclaycard Rewards MasterCard®

May 04, 2016
No problems here
Helpful to 10 out of 10 people

I've had this card almost a year. Got it for rebuilding my credit. I got this card with credit scores in the very low 600s. Like 610 I think. Started with a 500 limit. At Christmas time they increased my limit t o1400. It's a good card. I always keep a small balance on it. I had have some collections accounts when I applied. Medical bills, and a credit card from 6 years ago. I really do love this card. It's good for building credit. As soon as my scores hit the 700s, I am applying for their apple card... 

Blue Cash Everyday® Card from American Express

Apr 05, 2017
Finally, Amex came me a card
Helpful to 7 out of 7 people

I applied for this card the same day I applied for the amex everyday card. I was given good odds from credit karma for this card and the other one. I was given the we will need to review your app and after 5 days they gave me this card with a 5k limit. I used my husband income for the card. So, 65k a year, I had a repo 5 years ago and a stolen credit card on my credit report. I also had 552 in school debt that posted a few days before I applied. It has taken me 4 yearSubmit as Members to rebuild my  credit after I screwed it up years ago. I am so happy I have 2 amex cards now. Always wanted this card. Glad I was able to fix my credit for this one. 

Barclaycard Rewards MasterCard®

Apr 07, 2016
Good card
Helpful to 4 out of 4 people

I applied for this card about 7 months ago. I was rebuilding my credit. All my scores were in the lower 600s. I was approved for a 500cl. After making timing payments, they increased my credit line to 1400. I pay down my balance, but still leave a small amount on it. I have other credit cards and I really enjoy this one. My credit scores are in the mid 600s now. I might try and upgrade to another one of their cards. 

The Plenti® Credit Card from Amex

Apr 07, 2016
Lies
Helpful to 12 out of 15 people

CreditKarma said I had very good odds of getting this card. I applied and was denied. I have a few medical bills on my credit report. AMEX will NOT approve you, if you have anything bad on your credit report. I have tried for  this card and a few other cards. It's a waste of time. Don't do it if you have had past blemishes on your credit report. When you call to talk to someone about a recon, it's all people from overseas. I never get someone who speaks english. 

Chase Freedom®

Jul 10, 2016
happy with chase freedom
Helpful to 8 out of 10 people

Chase Freedom was one of my dream cards to have. I checked credit karma one day and it said I had 2 pre approvals for chase freedom and chase slate. I chose to go with freedom. I was approved with a credit score of 644 exp. I was happy and I love this card. It's one of my most used cards. 

The Amex EveryDay® Credit Card from American Express

Mar 28, 2017
Finally, they gave me a card!
Helpful to 1 out of 1 people

I have been waiting for my credit to finally get good enough to get this card... Applied this morning from their site with the pre quilify link. Applied and was approved with a 1400 limit. I have a repo and a stolen credit card from 5/6 years ago. On time payments on all my other credit cards. Also last month was running my credit with different banks for a mortgage and also with a car dealership. I think that added 8 total hits. My experian  is a 672. Glad I finally got my foot in the door. I always check the site to see if I am pre-quilified. Can't believe I'm part of the Amex family.