seasonyorica

3 Contributions 303 People Helped

Member Since: August 2011

Most Helpful Contribution

Fingerhut Credit Account issued by WebBank

Feb 02, 2019
Use it responsibly
Helpful to 284 out of 297 people

Yes, the items are priced higher and yes the interest rate is higher, but that’s what you get when you’re trying to build credit. I’ve had my account for 5yrs now and started off with the FreshStart account with a $200 limit and now I have a $3,500 limit. They regularly give you increases and I only buy large ticket items when they go on sale and have free shipping, that way I’m not paying more than I would if I would have went inside a regular retail store to buy them. I’ve gotten a laptop, kids bed, luggage, kitchen appliances, those type of things for actually a good price if you wait for sales or for things to go on clearance. USE IT RESPONSIBLY and it’ll work for you! I’ve never had a problem with them in all these years and now I’m where I can purchase a house and Fingerhut started it all with getting my credit back together. 

Activity (3 Total Contributions)

Fingerhut Credit Account issued by WebBank

Feb 02, 2019
Use it responsibly
Helpful to 284 out of 297 people

Yes, the items are priced higher and yes the interest rate is higher, but that’s what you get when you’re trying to build credit. I’ve had my account for 5yrs now and started off with the FreshStart account with a $200 limit and now I have a $3,500 limit. They regularly give you increases and I only buy large ticket items when they go on sale and have free shipping, that way I’m not paying more than I would if I would have went inside a regular retail store to buy them. I’ve gotten a laptop, kids bed, luggage, kitchen appliances, those type of things for actually a good price if you wait for sales or for things to go on clearance. USE IT RESPONSIBLY and it’ll work for you! I’ve never had a problem with them in all these years and now I’m where I can purchase a house and Fingerhut started it all with getting my credit back together. 

Merrick Bank Double Your Line™ Visa® Credit Card

Oct 14, 2016
Helpful to 9 out of 9 people

I had a 567 Transunion and a 537 Experian score when I was approved for a $550 credit line that doubles in 7 months. It does has a $48 annual fee and a $75 account fee that they automatically charge making your initial credit limit lower, but that's fine. Then after that they charge $4 a month for the yearly $48fee instead of the one time charge. I was surprised I got approved but its a work in progress (my credit that is).

Kohl's Charge Card

Oct 14, 2016
Best Department Savings Ever!
Helpful to 10 out of 11 people

I was approved in like February 2016 with a $300 credit limit and my scores were between a 530-580 between all 3 credit scores. I love the savings. I have the app, so I pay online. I've never missed a payment and they gave me a $400 increase in September 2016. So now my limit $700, I get tons of coupons and rewards. If you pay on time and don't spend more then you can afford, then this will be a great card for you! PS, I set an alert on my calendar in my phone to pay a day ahead, so if you're late, it's your fault, not Kohls.