rperson12

13 Contributions 66 People Helped Top Contributor

Member Since: February 2012

Most Helpful Contribution

Credit One Bank® Cash Back Rewards Credit Card

Jan 12, 2020
Approved while in bankruptcy
Helpful to 21 out of 25 people

I applied for this card before actually getting discharged for bankruptcy and was approved for a $500 limit and $39 annual fee. Only dislike about this card, is once you make a payment it takes about 5 business days before that payment is available for usage. 

Activity (13 Total Contributions)

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Capital One® QuicksilverOne® Cash Rewards Credit Card

Mar 14, 2016
HORRIBLE CREDIT BUT APPROVED W/566 CS
Helpful to 18 out of 18 people

My credit is really suck from being young and dumb in my younger years. I am 26yrs old now. On my credit is a charged off from back in 2010 which includes a: Capital One CC, 2 collections from Portfolio Recovery from Belk & Discover, 2 collections from Verizon, Midland Collections from JCP, student loan. My current creditors is: Capital One secured CC 500, Premier Bank secured CC 400, US Bank secured CC 300, Credit One secured CC 300, Fingerhut Account 200 WHICH is now all maxed out and I just applied for Capital One Quick Silver and was instantly approved for $500 and my current CS according to CK is 556 or 566 very low, its a start. I hadnt received the card yet but will get it in the mail in about 5-7 business days

Mission Lane Classic Visa® Credit Card

Jan 12, 2020
Good for starters
Helpful to 12 out of 12 people

Easy approval and ok card to help boost credit. I didn't have this card long before paying my balance off then closing account. Customer service is closed on weekends, pending transactions only available during business days, takes 5 days before payment will become avadia label for usage.  

Credit One Bank® Cash Back Rewards Credit Card

Nov 30, 2015
Helpful to 6 out of 6 people

I just applied for Credit 1 card on Saturday 11/28 since CK said my chances was good. My CS is 560 w/Transunion and 545 w/Experian I believe. I was young and dumb in my early 20s now I am 26 and is trying te-establish. Dislike about the cards is the annual fees and the fee they have to take from your card time to get it.. -Today 11/30 I did get an email stating that I should get the card in the mail 7-10 business days from now. So hopefully the card and credit company do me well

Turn up

Credit One Bank® Cash Back Rewards Credit Card

Jan 12, 2020
Approved while in bankruptcy
Helpful to 21 out of 25 people

I applied for this card before actually getting discharged for bankruptcy and was approved for a $500 limit and $39 annual fee. Only dislike about this card, is once you make a payment it takes about 5 business days before that payment is available for usage. 

Navy Federal Credit Union® Credit Card

Jul 17, 2017
Navy FCU Go Rewards
Helpful to 3 out of 3 people

Applied for my Navy FCU back in April 2017. My c/s was about 550 when I applied, they approved me for $1k. I transferred 3 smaller credit card balances to them and now In July 2017 all 4 cards inculding Navy FCU cc is all paid off. My score is now 612. I'm ready for a large increase with them now. They told me I had to wait at least 6 months in order to apply for a CLI... Waiting game...they pulled my credit twice, once for opening the account with them, and again for applying for cc, both within the same day. Other then all this, no problems witht them. There call center is open 24/7 and ready to help :0

Capital One® QuicksilverOne® Cash Rewards Credit Card

Jun 28, 2016
QUICK SLVER REWARDS
Helpful to 2 out of 2 people

APPLIED FOR THIS CARD A FEW MONTHS AGO. MY CS WAS MID 500s AND I WAS APPROVED FOR $500. RECEIVED LETTER IN THE MAIL STATING IF I MADE ABOUT 6 PAYMENTS ON TIME THAT MY LIMIT WILL INCREASE TO $750. TOOK 60SECs TO APPLY

I have a total of 3 capital one cards & 1 in collections from 2009

1-capital one that's in collections for $325...2nd-Secured card for $500....3rd-Quick Silver car for $500...&...4th-Capital One GM Card for $300

Credit One Bank® Cash Back Rewards Credit Card

Nov 30, 2015
Helpful to 2 out of 2 people

Try capital one if not already. they awesome with approving people. Capital One NOT Credit One!!!

Mission Lane Classic Visa® Credit Card

Nov 18, 2019
Helpful to 1 out of 1 people

When did you apply for your BR. I filed in Sept 2019, went to court Oct 2019, and still waiting to be discharged from BR. I was approved for $750 limit with mission lane but was also declined for secured cards.

Mission Lane Classic Visa® Credit Card

Nov 18, 2019
Helpful to 1 out of 2 people

I was shocked this company wasn't opened on Saturdays.

Mission Lane Classic Visa® Credit Card

Nov 18, 2019
Instantly approved

I applied for this card on Sat and was approved for $750, 30% interest rate and $59 annual fee. I plan on tusing this card for netflix, spotify, gas and food for the week. i will keep a low balance on this card as i am trying to rebuid my credit from filing bankruptcy. I hadn't been discharge as of yet. My credit score with transunion was 618 and equifax 596. I hate that I couldn't add my mailing address, it was a section for the mailing address but it would not let me input this information. I had t uoload a copy of my DL and bill to change the address on file to my pobox. I chose this card because capital one and discover card denied me when i applied for secured credit cards with them probably due to me adding them in my bankruptcy when I had reguar credit cards with them.

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