optimusmime

2 Contributions 108 People Helped

Member Since: January 2015

Most Helpful Contribution

Capital One® QuicksilverOne® Cash Rewards Credit Card

Nov 20, 2019
Excited I got Approved!!
Helpful to 87 out of 95 people

I see all the reviews here (Good and Bad).. My story with CapOne goes back over Ten Years now.. I had a car loan with them that went bad when the Recession hit--it hit espcially hard in my area so the car was repossed and I had No Way to recover it. for the last year or so i have been wanting to apply for one of their CCs because they are the better choice over most CCs that are out there for people like myself--trying to rebuild Credit. I finally took a chance and Applied-- I was approved INSTANTLY, The CL is Low but I am still happy that Ive been given a second chance with CapOne.. even if they Never give me a CL increase, I will keep this card, CapOne just made a loyal customer out of me. Cheers!

Activity (2 Total Contributions)

Capital One® QuicksilverOne® Cash Rewards Credit Card

Nov 20, 2019
Excited I got Approved!!
Helpful to 87 out of 95 people

I see all the reviews here (Good and Bad).. My story with CapOne goes back over Ten Years now.. I had a car loan with them that went bad when the Recession hit--it hit espcially hard in my area so the car was repossed and I had No Way to recover it. for the last year or so i have been wanting to apply for one of their CCs because they are the better choice over most CCs that are out there for people like myself--trying to rebuild Credit. I finally took a chance and Applied-- I was approved INSTANTLY, The CL is Low but I am still happy that Ive been given a second chance with CapOne.. even if they Never give me a CL increase, I will keep this card, CapOne just made a loyal customer out of me. Cheers!

Mission Lane No Annual Fee Visa® Credit Card

Nov 18, 2019
Lets wait and see
Helpful to 21 out of 23 people

I just applied and was approved for this card. I had never heard of this card until today, but it sounds better than most SEC/UNSEC credit cards out there--very basic and does what you Really want it to do. I will post an update once I receive it and have used it for a few months. My only concerns is,, the bad reviews and the time they seem to hold payments.. I put 3 stars for overall Rating and CS, because i have not used the card yet.