metropearl

3 Contributions 2 People Helped

Member Since: November 2013

About Me: newbie

Most Helpful Contribution

Too many recently opened accounts

Apr 25, 2015
my score dropped 7 points in one day
Helpful to 1 out of 1 people

Thanks to Credit Karma my score went from low 500s to mid low 700s. I started with seven year drop off debt and one store card that I have for only year and a half. Thanks to advice from members I now have three major cards with no balance and two store cards with low balance. My score was climbing until today. The store card I just got a few days ago reported and now my score dropped almost one hundred points. Let us both hope that our scores will recover by next month. Anybody with knowledge can you please help

Activity (3 Total Contributions)

Too many recently opened accounts

Apr 25, 2015
my score dropped 7 points in one day
Helpful to 1 out of 1 people

Thanks to Credit Karma my score went from low 500s to mid low 700s. I started with seven year drop off debt and one store card that I have for only year and a half. Thanks to advice from members I now have three major cards with no balance and two store cards with low balance. My score was climbing until today. The store card I just got a few days ago reported and now my score dropped almost one hundred points. Let us both hope that our scores will recover by next month. Anybody with knowledge can you please help

public record points hit

Nov 10, 2013
newbie needs advice
Helpful to 1 out of 1 people

Great letter Chuck. Hi Credit karma Mates. please answer this question. In 2001 after 9/11 I lived in proximity to areas which were affected by electronic transmissions loss and bank closings etc. I had two secured Providian cards and my payments were not received by them. Fast foward they went out of business and my cards which were secured were bought by four different collection agencies and they list 5 thousand for each of the four on my credit reports. They are mulitiples of the same account and even worse they were prepaid from day one. The few times I have looked at reports until I actually became a Credit karma member today kept saying they would fall off Todays date is  Nov 10 2013 and they still have not fallen off. What do I do and what is the fine print on judgements falling off? I see a timeline of seven years but that has come and gone. Thanks for your education and the push to sign up and get my house in order much experience on karma 

Municipal Credit Union (MCU)

Mar 10, 2016

Your review made me laugh so hard. Memories came back of Coop branch waiting on line for four hours LInes out the door just to get forty bucks. I just called them today to ask if I could apply car loan down the road if I was a member in the past. I have to reapply for new checking account. The application is like six pages long I quit on page two.