megansidd99

2 Contributions 47 People Helped

Member Since: May 2018

Most Helpful Contribution

Chase Sapphire Preferred® Card

Nov 29, 2019
740 TU with approx 2 yrs credit history
Helpful to 47 out of 52 people

I was a little concerned I would get declined for this card due to my length of credit history. My average history is less than 2 years (I'm 20 yrs old) and between my two main credit cards I have only a $3,900 limit. I do have a higher income than I used to ($70,000) which may have boosted my odds. I was instantly approved with a $8,400 limit. Credit Karma gave me a "very good" rating and also a "fair" rating to be accepted by Chase. I would say if you have a credit score over 700, do some research on Google and then go for it. I experimented with the credit card simulator on Credit Karma and decided to take a chance. I'm glad I did! The benefits are amazing with this card, not to mention the sign up bonus.

Activity (2 Total Contributions)

Chase Sapphire Preferred® Card

Nov 29, 2019
740 TU with approx 2 yrs credit history
Helpful to 47 out of 52 people

I was a little concerned I would get declined for this card due to my length of credit history. My average history is less than 2 years (I'm 20 yrs old) and between my two main credit cards I have only a $3,900 limit. I do have a higher income than I used to ($70,000) which may have boosted my odds. I was instantly approved with a $8,400 limit. Credit Karma gave me a "very good" rating and also a "fair" rating to be accepted by Chase. I would say if you have a credit score over 700, do some research on Google and then go for it. I experimented with the credit card simulator on Credit Karma and decided to take a chance. I'm glad I did! The benefits are amazing with this card, not to mention the sign up bonus.

Alaska USA Visa® Platinum Credit Card

Dec 07, 2019
Very Stingy With Balances

Very stingy with balances otherwise have never had an issue.