maryjeanc7

1 Contributions 22 People Helped

Member Since: August 2012

Most Helpful Contribution

Has Credit Karma helped anyone improve their score?

Oct 01, 2012
Helpful to 22 out of 23 people

You realize those are simply ads, not advice. There advice is in the articles. The ads are what makes their service free.

Word to the wise to all on this site, Credit Karma is GREAT for advice, but any time you apply for something via an ad on here, you are probably going to regret it because you are likely permissing a hard inquiry on your credit. Don't apply for more credit cards if you have a substantial number of inquiries already. If you have a CRAZY APR... then maybe do it if it can save you substantial $$, but that does not mean your credit will be helped. If you are loking for Cost/Benefit anaylsis help in the whole credit balance transfer idea, I'd suggest you use the "Snowballing" calculator on whatsthecost.com

Credit Karma can't help you save so much as they can help you hone in on the weak areas of your credit score. When you "Update" your credit score report on Credit Karma, it is a soft inquiry and will not hurt you.

Activity (1 Total Contributions)

Has Credit Karma helped anyone improve their score?

Oct 01, 2012
Helpful to 22 out of 23 people

You realize those are simply ads, not advice. There advice is in the articles. The ads are what makes their service free.

Word to the wise to all on this site, Credit Karma is GREAT for advice, but any time you apply for something via an ad on here, you are probably going to regret it because you are likely permissing a hard inquiry on your credit. Don't apply for more credit cards if you have a substantial number of inquiries already. If you have a CRAZY APR... then maybe do it if it can save you substantial $$, but that does not mean your credit will be helped. If you are loking for Cost/Benefit anaylsis help in the whole credit balance transfer idea, I'd suggest you use the "Snowballing" calculator on whatsthecost.com

Credit Karma can't help you save so much as they can help you hone in on the weak areas of your credit score. When you "Update" your credit score report on Credit Karma, it is a soft inquiry and will not hurt you.