jonjon103085

2 Contributions 35 People Helped

Member Since: June 2013

Most Helpful Contribution

how long do hard inquiries stay on your report

Jun 13, 2014
Helpful to 28 out of 44 people

That same thing happened to us. And my fiance's score didn't go down just a few points because of it either. It went down SEVENTY points just from their one hard inquiry that we didn't authorize. And for anyone who says that there is no way that it went down that much from just one, believe you me when I say that that is the ONLY "credit" we had applied for in months and there was no other reason for it to go down otherwise. We paid all of our credit cards on time, were withing 30% of our credit limit, and had no other hard inquiries, or negative accounts suddenly get added.

Activity (2 Total Contributions)

how long do hard inquiries stay on your report

Jun 13, 2014
Helpful to 28 out of 44 people

That same thing happened to us. And my fiance's score didn't go down just a few points because of it either. It went down SEVENTY points just from their one hard inquiry that we didn't authorize. And for anyone who says that there is no way that it went down that much from just one, believe you me when I say that that is the ONLY "credit" we had applied for in months and there was no other reason for it to go down otherwise. We paid all of our credit cards on time, were withing 30% of our credit limit, and had no other hard inquiries, or negative accounts suddenly get added.

how long do hard inquiries stay on your report

Jun 13, 2014
Helpful to 7 out of 16 people

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