enio

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Member Since: April 2011

Activity (2 Total Contributions)

Victoria's Secret Angel Credit Card

Oct 05, 2019
No automated payment

I never pay my credit card manually and not having this feature for this card has cost me my credit history a couple times. Thought i had learned my lesson so i always go to the website and pay off my balance as soon as they showed up. Turned out they set the default payment to minimum payment instead of the balance and if you're in a hurry or wasn't paying close attention like me, you'd think that you have no more balance since their next emails don't actually warn you that you have late payment due etc. I only used this card 1-2x a year and definitely not worth risking my credit score anymore. Will be closing it off once my balance showed $0.

Victoria's Secret Angel Credit Card

Oct 05, 2019
No automated payment

I don't pay my card manually so I kept missing the payment on this card because there's no automated payment option. I learned my lesson and just paid it off even before I got the statement but they still have another trick up their sleeves, by default, they'll only let you pay minimum. So if you're in a hurry or wasn't paying close attention like me, you'd think that you have no more balance since their email actually doesn't tell you that you have late payment due etc. My credit score is badly affected a couple times. This is the last straw. I will close my account once my balance clear off