emmerised

7 Contributions 200 People Helped

Member Since: February 2017

Most Helpful Contribution

Blue Cash Everyday® Card from American Express

Sep 11, 2019
Zero benefits with short balances
Helpful to 66 out of 84 people

Not worth it. 

Activity (7 Total Contributions)

Chase Freedom Unlimited®

Jun 14, 2018
Very higher interest rate after 0% ends.
Helpful to 31 out of 36 people

Definitely better than decent, but 22%

Chase Freedom Unlimited®

Aug 14, 2018
Very high ^APR. getting rid of it
Helpful to 54 out of 68 people

Zero stars ✨ Soon as intro APR is over I am leaving the Chase. They cannot give respect 14% is what my main card is now and they’re gonna give me 21%. Bust it I’m out! Blazing bazinga nuts crazy 21% how can they keep customers!!!?

-they can’t-

Blue Cash Everyday® Card from American Express

Sep 11, 2019
Zero benefits with short balances
Helpful to 66 out of 84 people

Not worth it. 

Avant

Aug 14, 2018
Fussy
Helpful to 3 out of 3 people

Must have good credit!

Chase Freedom Unlimited®

Nov 02, 2018
Never got cash sing up $150 bonus and th
Helpful to 30 out of 42 people

You’ll drown in the interest rate if you overextend what you spend. Very good 0% interest rate 18 months. 

It’s  necessities only card

LendingClub Personal Loans

Aug 14, 2018
Expensive As Hell & High as Hydrogen

This terrible 2 stars**

This terrible 2 stars**

Expensive fee plus high^APR and holy paperwork faxes. Everything has to match up exactlyj right; even though I’m retired and get paid net not gross which I explained to numerous customer service ppl who asked for a guesstimate it. If my math was off it would have made it fraudulent at worse and fail the loan at best. They called and emailed relentlessly to send in the paperwork! I was unsure and let it go- so now am all set thanks to navy fed.  The Happy End!

Citi® Double Cash Card

Aug 14, 2018
Terribly high interest rate
Helpful to 16 out of 32 people

Not worth holding a balance when they charge 23%

cut it up-Yup! Yes I did!

 Citi was good for me-in the 90’s bad at APR then too. 

I evolved -Citi hasn’t they are greedy as ever!