bekah69

3 Contributions 3 People Helped

Member Since: September 2011

Most Helpful Contribution

Credit Score Dropped After Lowering Card Balance

Nov 01, 2017
Helpful to 3 out of 3 people

I don't understand the purpose of credit scores. I mean you get punished for keeping things paid and paying things off . I have no open lines of credit. I don't like to be in debt. So I have a bad credit score because I dont want to have bills ? Doesn't make sense to me.

Activity (3 Total Contributions)

Credit Score Dropped After Lowering Card Balance

Nov 01, 2017
Helpful to 3 out of 3 people

I don't understand the purpose of credit scores. I mean you get punished for keeping things paid and paying things off . I have no open lines of credit. I don't like to be in debt. So I have a bad credit score because I dont want to have bills ? Doesn't make sense to me.

my credit score went down 54 points in one week and I cant find a reason why

Nov 01, 2017

I'm having the same issue but only mine is the transunion. My Equifax has gone no where but i had my transunion up to 606 from 578 now it's dropped all the way down to 556 even lower than the Equifax at 559. And I can find no explanation of why!!

Will a bankruptcy come off automatically?

Oct 26, 2017

Mine was 8 years ago and it didn't come off automatically. I had to ask for it to be removed. Then my credit score dropped 50 points !!