TWDesigns

2 Contributions 3 People Helped

Member Since: November 2009

My Website: http://www.nekkidtees.com

Most Helpful Contribution

Will a bankruptcy come off automatically?

Mar 20, 2017
Helpful to 3 out of 5 people

3 years is what all lenders told us while looking for a house. At the 3yr mark we were able to get a home loan with no problems.

Activity (2 Total Contributions)

Will a bankruptcy come off automatically?

Mar 20, 2017
Helpful to 3 out of 5 people

3 years is what all lenders told us while looking for a house. At the 3yr mark we were able to get a home loan with no problems.

Orchard Bank Classic MasterCards

Jul 09, 2011

After having to recently file bankruptcy I was happy to see this offer. I just now accepted and was approved / completed with my process in about 5 minutes. We had 2 of these cards, with the same limit, before filing bankruptcy. We never had problems with these cards and used them as our primary card simply because of the low limit. They make great "responisbility" cards meaning you can't go out and go nuts spending thousands because you see something you like. We always used them for dining, clothes and other things that we could turn around and pay right back off.

The annual fee is not great but neither is having bad credit. So my recomendation is take what you can get if the getting is good. Approved with a 603 CS.

Best of luck to all!