SugarRayRob

2 Contributions 1 People Helped

Member Since: May 2013

Most Helpful Contribution

Chase Amazon.com Rewards Visa® Card

Nov 23, 2015
Helpful to 1 out of 1 people

Your available credit compared to your declared income may be too high. Maybe close a card you don't use (not one of your older cards if it is the oldest account that establishes your credit life). If you don't have many open credit cards, you could also request to reduce really high credit limits which also helps reduce this ratio. Hope this helps. -I'm not a banker but I'm in a related field.

Activity (2 Total Contributions)

Chase Amazon.com Rewards Visa® Card

Nov 23, 2015
Helpful to 1 out of 1 people

Your available credit compared to your declared income may be too high. Maybe close a card you don't use (not one of your older cards if it is the oldest account that establishes your credit life). If you don't have many open credit cards, you could also request to reduce really high credit limits which also helps reduce this ratio. Hope this helps. -I'm not a banker but I'm in a related field.

Metromile

Nov 26, 2019
Good so far but haven't filed claim yet

Good straight forward auto insurance, easy to sign up and print proof of insurance the same day. Great option when your past insurance company hikes prices for seemingly no reason and you can't talk them lower/ don't want to waste your time. Customer service line was friendly and helpful but made a few typos as far as correcting an error in the spelling of the autoload lienholder's name. Required about 3 emails and 3 phone calls to finally get this straightened out, very strange but maybe that's the San Francisco culture, who knows. Lets see if they can disrupt the old and sluggesh insurance system to a better way to handle business and grow a cult like following with brand loyalty similar to the likes of Tesla and T-Mobile. Or will they let greed set in and return to the old game of price hikes every renewal period, sometimes subtle enough so maybe you won't notice. Others have complained of these price hikes on other review sites but hard to verify, most didn't seem to confirm their idenity, maybe for fear of backlash. I guess only time will tell.