SDSolutions

1 Contributions 439 People Helped

Member Since: May 2012

Most Helpful Contribution

How can I see all three credit scores?

May 08, 2012
Helpful to 439 out of 494 people

JiJu5r33 is correct on where to get the scores for free

However, To clarify all of this regarding the law and what they must provide...  There is a difference between your credit REPORT and credit SCORE

your reports must be available to you annualy from each agency for free.

However, your SCORE (which is variable between the 3 agencies, and only when looking at all 3 scores can you determine your overall score) is only required to be presented to you when an agency is using it to determine qualifications for a loan (and they may charge you to get it).   

No where does your score ever HAVE to be given to you for free, only the report of the agencies which is used to determine your score.

In other words, if you want to know your score for free

Sign UP for free for ... Creditkarma.com , Creditsesame.com , and equifax.com/creditscorecard  

Consider the Lowest Score your actual score used by Banks, if it's way off from the others, contact that agency to get a report and have them correct it.

Activity (1 Total Contributions)

How can I see all three credit scores?

May 08, 2012
Helpful to 439 out of 494 people

JiJu5r33 is correct on where to get the scores for free

However, To clarify all of this regarding the law and what they must provide...  There is a difference between your credit REPORT and credit SCORE

your reports must be available to you annualy from each agency for free.

However, your SCORE (which is variable between the 3 agencies, and only when looking at all 3 scores can you determine your overall score) is only required to be presented to you when an agency is using it to determine qualifications for a loan (and they may charge you to get it).   

No where does your score ever HAVE to be given to you for free, only the report of the agencies which is used to determine your score.

In other words, if you want to know your score for free

Sign UP for free for ... Creditkarma.com , Creditsesame.com , and equifax.com/creditscorecard  

Consider the Lowest Score your actual score used by Banks, if it's way off from the others, contact that agency to get a report and have them correct it.