Punctuational

4 Contributions 5 People Helped

Member Since: August 2014

Most Helpful Contribution

Capital One® Secured Mastercard®

Jul 14, 2017
Helpful to 4 out of 4 people

Leticia, this isn't a reloadable debit card, you should read about how credit cards work. It's a security deposit. You can spend up to your limit each month, but it's not going to help build credit. To build credit quickly use less than 20% per month and pay the balance in full.

Activity (4 Total Contributions)

Capital One® Secured Mastercard®

Jul 14, 2017
Helpful to 4 out of 4 people

Leticia, this isn't a reloadable debit card, you should read about how credit cards work. It's a security deposit. You can spend up to your limit each month, but it's not going to help build credit. To build credit quickly use less than 20% per month and pay the balance in full.

Milestone® Gold Mastercard®

Aug 27, 2017
Helpful to 1 out of 2 people

Capital One is great, they've really helped me to rebuild my credit, and I haven't paid a penny in interest or fees. Credit One is a scam designed to trick you into thinking you're applying for a Capital One card. Insane fees, no grace period, and logo is an obvious ripoff. They are at least as bad as milestone.

Chase Freedom Unlimited®

Nov 18, 2019

PIF every month and you won’t have these problems. Discover will charge you interest too if you don’t.

Credit One Bank® Cash Back Rewards Credit Card

Jul 12, 2017

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